Savings and credit cooperatives (saccos) have cut dividend payouts and increased cash reserves to cover unexpected losses, pointing to the outcomes of heightened regulatory scrutiny that barred the societies from paying unrealistic dividends and bonuses to members.
Latest regulatory disclosures show that the capital adequacy ratio for deposit-taking (DT) Saccos edged up to 17.8 percent in the year ended June 2025 from 17.67 percent a year earlier, while that of non-withdrawable deposit-taking (NWDT)saccos rose to 18.52 percent from 10.88 percent.
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