DMO unveils two new investment options for Nigerians seeking secure, high-yield savings opportunities….
The Debt Management Office (DMO) has announced the commencement of subscriptions for the November 2025 edition of the Federal Government of Nigeria (FGN) Savings Bond, offering Nigerians another opportunity to invest in a risk-free, interest-bearing security backed by the Federal Government.
According to details released on Monday via the DMO’s official website, the latest issuance features two savings bond instruments: a 2-Year FGN Savings Bond maturing on November 12, 2027, with an annual interest rate of 13.565%, and a 3-Year FGN Savings Bond maturing on November 12, 2028, offering a higher return of 14.565% per annum.
The subscription window opens on Monday, November 3, 2025, and closes on Friday, November 7, 2025, while the settlement date is scheduled for Wednesday, November 12, 2025. Interest payments on both instruments will be made quarterly on February 12, May 12, August 12, and November 12 until maturity.
Designed to promote a culture of saving among Nigerians, the FGN Savings Bond provides a safe and transparent avenue for citizens to earn consistent returns while contributing to national economic development.
Each bond unit is priced at ₦1,000, with a minimum subscription of ₦5,000 and subsequent investments in multiples of ₦1,000. The maximum amount available for subscription per investor is ₦50 million.
Beyond its attractive yields, the FGN Savings Bond carries several incentives for investors. The instruments are qualified as trustee securities under the Trustee Investment Act and enjoy tax exemptions for Pension Funds and other eligible investors under the Company Income Tax Act (CITA) and Personal Income Tax Act (PITA).
The bonds will also be listed on the Nigerian Exchange Limited (NGX) to enable investors to trade them, providing added liquidity and flexibility. Furthermore, they qualify as liquid assets for computing banks’ liquidity ratios, strengthening their appeal within the financial sector.
The DMO emphasized that the Savings Bond remains one of the safest investment options in Nigeria’s domestic capital market, being fully backed by the full faith and credit of the Federal Government and secured against the general assets of the nation.
Interested members of the public are advised to contact authorised stockbroking firms appointed as distribution agents for the FGN Savings Bond to participate in the offer.
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