Retail investors get fresh opportunity to lock in high returns with low-risk government-backed securities…..
The Debt Management Office has unveiled its April 2026 Federal Government Savings Bonds, offering interest rates of up to 14.082% per annum as it looks to attract retail investors seeking stable and secure returns.
In a circular released on Tuesday, the agency said the bonds are part of efforts to provide accessible investment options in Nigeria’s shifting interest rate environment, while encouraging broader participation in government securities.
The latest offer comes in two tenors, each designed to suit different investment horizons.
A two-year bond maturing on April 15, 2028, carries an annual interest rate of 13.082%, while the three-year bond due April 15, 2029, offers a higher yield of 14.082%.
The subscription window opened on April 7 and will close on April 10, with settlement scheduled for April 15, 2026.
Investors will receive interest payments on a quarterly basis every July 15, October 15, January 15, and April 15 providing a steady income stream throughout the life of the investment.
Priced at ₦1,000 per unit, the bonds are structured to remain accessible to a wide range of investors. The minimum subscription is set at ₦5,000, with additional investments allowed in multiples of ₦1,000, up to a cap of ₦50 million.
As with other sovereign instruments, the bonds are fully backed by the Federal Government, offering a high level of security for investors. They are also listed on the Nigerian Exchange Limited, allowing for secondary market trading and improved liquidity.
Beyond safety and accessibility, the bonds come with certain tax and regulatory advantages, further enhancing their appeal particularly in an environment where investors are seeking protection against inflation and market volatility.
The April offer builds on the previous month’s issuance, where the DMO provided savings bonds with yields of up to 13.906%, signaling a gradual upward trend in returns on government-backed retail instruments.
With relatively high yields and low entry requirements, the latest offering is likely to draw strong interest from investors looking to balance safety with competitive returns.
